I learned the hard way that a 20% buffer is wiser than a 10% buffer, even for big ticket items --[[User:Hef|Hef]] ([[User talk:Hef|talk]]) 08:18, 6 November 2014 (CST) | I learned the hard way that a 20% buffer is wiser than a 10% buffer, even for big ticket items --[[User:Hef|Hef]] ([[User talk:Hef|talk]]) 08:18, 6 November 2014 (CST) |