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| :I think there's some weasely arguments that people have been making about this whole insurance thing. To be sure, I really, highly doubt that the insurance company would be allowed to simply drop coverage that we have been paying for just because we don't have a policy in place. If so, they would have dropped our coverage a long time ago. More likely if something happened, for example someone got bitten by a dog that should not have been allowed in the space, our policy wouldn't cover any damages brought before Pumping Station: One. To be sure this would be a bad thing, but it's not so ephemeral and fear mongering as the whole "they'll drop our coverage!" line we've been getting. --[[User:Justin|Justin]] ([[User talk:Justin|talk]]) 10:47, 5 May 2015 (CDT) | | :I think there's some weasely arguments that people have been making about this whole insurance thing. To be sure, I really, highly doubt that the insurance company would be allowed to simply drop coverage that we have been paying for just because we don't have a policy in place. If so, they would have dropped our coverage a long time ago. More likely if something happened, for example someone got bitten by a dog that should not have been allowed in the space, our policy wouldn't cover any damages brought before Pumping Station: One. To be sure this would be a bad thing, but it's not so ephemeral and fear mongering as the whole "they'll drop our coverage!" line we've been getting. --[[User:Justin|Justin]] ([[User talk:Justin|talk]]) 10:47, 5 May 2015 (CDT) |
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− | In the case of an animal attack at the space, the victim would most likely sue anyone related to the incident. This includes the dog's owner, the handler (if different), PS:One, each Board member personally, and the landlord. The insurance company will deny any coverage for this and throw everyone under the bus. PS:One would have to spend a considerable portion of its revenue in legal fees defending against this. But we also have a contractual obligation to insure our landlord, which we will have failed to do. Hence this would be a breach of our lease. | + | ::In the case of an animal attack at the space, the victim would most likely sue anyone related to the incident. This includes the dog's owner, the handler (if different), PS:One, each Board member personally, and the landlord. The insurance company will deny any coverage for this and throw everyone under the bus. PS:One would have to spend a considerable portion of its revenue in legal fees defending against this. But we also have a contractual obligation to insure our landlord, which we will have failed to do. Hence this would be a breach of our lease. |
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− | Drinking after 2 AM is a different situation. In that case, a prior Board applied for insurance stating that we stop serving at 2 AM. In the event of a claim involving drinking after 2 AM, the insurer would likely consider it a misrepresentation on our part and cancel the policy, leaving PS:One, the Board members personally, and the landlord on the hook. As above, we have a contractual obligation to insure our landlord. | + | ::Drinking after 2 AM is a different situation. In that case, a prior Board applied for insurance stating that we stop serving at 2 AM. In the event of a claim involving drinking after 2 AM, the insurer would likely consider it a misrepresentation on our part and cancel the policy, leaving PS:One, the Board members personally, and the landlord on the hook. As above, we have a contractual obligation to insure our landlord. |
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− | The Board enacted the three policies it did to fulfill PS:One's obligations, which the Bylaws explicitly permits. --[[User:Rdpierce|Rdpierce]] ([[User talk:Rdpierce|talk]]) 12:09, 5 May 2015 (CDT) | + | ::The Board enacted the three policies it did to fulfill PS:One's obligations, which the Bylaws explicitly permits. --[[User:Rdpierce|Rdpierce]] ([[User talk:Rdpierce|talk]]) 12:09, 5 May 2015 (CDT) |
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| (B) Proposed vote does not pass | | (B) Proposed vote does not pass |