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→pointless or dangerous
:I think there's some weasely arguments that people have been making about this whole insurance thing. To be sure, I really, highly doubt that the insurance company would be allowed to simply drop coverage that we have been paying for just because we don't have a policy in place. If so, they would have dropped our coverage a long time ago. More likely if something happened, for example someone got bitten by a dog that should not have been allowed in the space, our policy wouldn't cover any damages brought before Pumping Station: One. To be sure this would be a bad thing, but it's not so ephemeral and fear mongering as the whole "they'll drop our coverage!" line we've been getting. --[[User:Justin|Justin]] ([[User talk:Justin|talk]]) 10:47, 5 May 2015 (CDT)
:I think there's some weasely arguments that people have been making about this whole insurance thing. To be sure, I really, highly doubt that the insurance company would be allowed to simply drop coverage that we have been paying for just because we don't have a policy in place. If so, they would have dropped our coverage a long time ago. More likely if something happened, for example someone got bitten by a dog that should not have been allowed in the space, our policy wouldn't cover any damages brought before Pumping Station: One. To be sure this would be a bad thing, but it's not so ephemeral and fear mongering as the whole "they'll drop our coverage!" line we've been getting. --[[User:Justin|Justin]] ([[User talk:Justin|talk]]) 10:47, 5 May 2015 (CDT)
In the case of an animal attack at the space, the victim would most likely sue anyone related to the incident. This includes the dog's owner, the handler (if different), PS:One, each Board member personally, and the landlord. The insurance company will deny any coverage for this and throw everyone under the bus. PS:One would have to spend a considerable portion of its revenue in legal fees defending against this. But we also have a contractual obligation to insure our landlord, which we will have failed to do. Hence this would be a breach of our lease.
Drinking after 2 AM is a different situation. In that case, a prior Board applied for insurance stating that we stop serving at 2 AM. In the event of a claim involving drinking after 2 AM, the insurer would likely consider it a misrepresentation on our part and cancel the policy, leaving PS:One, the Board members personally, and the landlord on the hook. As above, we have a contractual obligation to insure our landlord.
The Board enacted the three policies it did to fulfill PS:One's obligations, which the Bylaws explicitly permits. --[[User:Rdpierce|Rdpierce]] ([[User talk:Rdpierce|talk]]) 12:09, 5 May 2015 (CDT)
(B) Proposed vote does not pass
(B) Proposed vote does not pass